I have a heavy heart this wonderful day. So many people and their greed make things seem not so gouda in this world today. I wish more folks would take the time to open their mind and learn from their souls, instead of feeling money will solve the problems we face. Life is short, and a loan for sure, not something a human should take from granted. Maybe one day more Americans will see, we do live in the land of the free. Taxes, just money not anything you can take when you leave this earth to the higher place.